Insurance

Each tenant/licensee is required to secure, at its sole cost and expense, various types of insurance coverage with various limits. These insurance coverages must be in a form and be underwritten by insurance companies that meet with NS' approval. In addition, the tenant/licensee may be required to pay NS a risk-financing fee in certain instances. The types of insurance typically required by NS include:

• Commercial General Liability Insurance
• Automobile Liability Insurance
• Worker's Compensation Insurance
• Railroad Protective Liability Insurance (during construction or maintenance only)

For commercial leases, Norfolk Southern generally requires a policy of Commercial General Liability Insurance with a combined single limit of not less than $2,000,000 per occurrence for injury to or death of persons and damage to or loss or destruction of property.

Specific insurance requirements will be provided to you in the agreement covering your request. If requested, please make sure you have the Railroad entity as the additional insured on the general liability policy.